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Net inflows from life insurance was € 2.9 billion in February 2022. Inflation reached 4.5% in France and 7.5% in the euro zone in March 2022. MaPrimeRénov ‘increased by 1,000 euros from April 15, 2022 for any replacement of gas or oil boiler with renewable heating system. Some people have the right to use the paper form for their tax return for 2021. Beneficiaries of family benefits will receive revalued amounts of 1.8% in May 2022. A trigger order does not control the execution price. European citizens overwhelmingly want pan-European and universally accepted payment methods in brick-and-mortar and online shops.
- Life insurance: € 5.9 billion in net inflows from the beginning of 2022
- Inflation reaches 4.5% over one year in March 2022
- Energy requalification: MaPrimeRénov ‘increases by 1,000 euros
- Tax return: you can use the paper form
- Family allowances: revaluation of 1.8% on 1 April 2022
- A trigger order does not control the execution price
- Euro area: strong preference for pan-European means of payment
Life insurance: € 5.9 billion in net inflows from the beginning of 2022
Life insurance maintained its good momentum in February 2022, with net inflows of +2.9 billion euros, according to data provided by France Assureurs. Life insurance got off to a good start in 2022, with a total of + € 5.9 billion in net inflows in the first two months of the year, the highest since 2016 in this period. Specific funding on Unit Linked was equal to + € 7.6 billion, a record level. “The Russian-Ukrainian conflict reminds us how war can disrupt the life of an entire population. (…) In this context of uncertainty, life insurance, a solid investment preferred by the French, allows policyholders to protect their savings over the long term, ”commented Franck Le Vallois, CEO of France Assureurs.
Inflation reaches 4.5% over one year in March 2022
Consumer prices rose 4.5% in March 2022 year-over-year in France, according to the provisional estimate of the National Institute of Statistics and Economic Studies (Insee). This rise in inflation is linked to an acceleration in energy and food prices. In the euro area, the inflation rate broke the record, reaching 7.5% in March 2022 compared to March 2021, mainly due to the very strong increase in energy prices (almost 45% in one year). According to the Ministry of Labor, this high inflation will result in an automatic increase in the Smic from 1 May 2022, between 2.4% and 2.6%, or an increase from 30 to 35 euros.
Energy requalification: MaPrimeRénov ‘increases by 1,000 euros
MaPrimeRénov’s energy renovation aid scheme increases by € 1,000 from April 15, 2022 to December 31, 2022, for the eventual replacement of a gas or oil boiler with a renewable heating system, such as a heat pump or a gas boiler. biomass. The more modest families will thus be able to obtain aid of up to 9,000 euros, against the previous 8,000 euros, the Ministry of Ecological Transition specifies. Launched on January 1, 2020, MaPrimeRénov ‘has become the main lever for improving the energy quality of housing, with nearly 650,000 applications accepted and over € 2 billion in awards granted in 2021.
Tax return: you can use the paper form
The 2021 tax return campaign started on 7 April 2022. This tax return must be made online at impots.gouv.fr, but the paper form can still be used. This exception concerns three cases: if it is a first declaration, if the taxpayer does not have Internet at home or is in an area not covered by a mobile service, and finally if the taxpayer does not feel unable to use the tax return service. online properly (elderly, disabled, employees, etc.). The deadline for the paper report was set for May 19, 2022 regardless of the place of residence, as shown by the postmark.
Family allowances: revaluation of 1.8% on 1 April 2022
Family allowances disbursed by the Family Allowance Funds (CAF) increased by 1.8% on April 1, 2022, and beneficiaries will receive the new amounts during May payments. The basic child allowance (Paje) amount now amounts to € 175.01 per month, while the birth bonus is € 965.34 for a childbirth and € 1,930.68 for a childbirth. adoption. For its part, the basic amount of the school allowance for disabled children (AEEH) now reaches 135.13 euros per month and that of the allowance for carers 58.59 euros for one day and 29.30 euros for half a day.
A trigger order does not control the execution price
The broker of the Autorité des Marchés Financiers (AMF) invites savers to carefully check all the characteristics of the orders chosen when investing on the stock exchange. “The trigger-threshold order first of all allows you to protect yourself from a possible market reversal, limiting losses or guaranteeing a minimum gain, but it does not allow you to control the price”, he recalls in a post published on his blog. Only the trigger range order allows you to control the execution price as it contains a lower or upper limit at which it will not be executed. “The confusion between these two types of orders can lead to costly consequences for the investor,” emphasizes the broker.
Euro area: strong preference for pan-European means of payment
According to a qualitative study conducted by Kantar for the European Central Bank (ECB), among more than 2,500 people from eurozone countries. Users favor “convenient, fast and easy-to-use” payment solutions and appreciate the ability to make instant, contactless person-to-person payments, according to this survey conducted as part of the study phase for establishing a digital euro.